Motor Trade
Insurance Database

European Legislation (4th Motor Insurance Directive) was introduced in January 2003 and requires that all Member States maintain a national database that contains details of every insured vehicle. These databases are designed to make it easier to pursue cross border claims, and also help with the enforcement of compulsory motor insurance requirements in the UK.

Please remember, Notifying the MID with your current vehicles is a legal obligation and failure to supply the information and keep it up to date is a criminal offence. The maximum penalty is a fine of £5000. We understand that the Motor Insurers Information Centre (MIIC) will be seeking prosecution on non-compliant policyholders. If you fail to remove a vehicle from your Motor Trade policy its stays on the Motor Insurance Database in your name. That means that you may still be liable on your insurance for claims involving a vehicle long after you sold it and you could:

  • Lose your no claims bonus
  • Obtain a negative claims record
  • Be subject to an increased insurance premium
  • Be liable to settle claim losses to your insurer
Please select your insurer from the images below where you shall follow a step by step guide to proceed with the addition or removal of vehicles, if you are unsure of your insurer, their name can be found within your documentation.

Contact Us

Simply insurance
34 Kerry Avenue
RM15 4YE

Monday - Friday 9am - 5:30pm

[email protected]

01708 632 000